Durrell Washington (ICE CUBE) and LeeJohn Jackson (TRACY MORGAN) are lifelong friends, but couldn't be more different. Durrell is talented at repairing mechanical things, but that didn't make him able to fix his marriage to Omunique (REGINA HALL). She's a hairstylist who's unable to pay the rent and thus plans to move from Baltimore to Atlanta to live with her mom. Of course, that means she'll be taking their son, Durrell Jr. (C.J. Sanders), with her, and his dad will have no part of that.
Unfortunately for him, LeeJohn's harebrained decision for them to transport some "hot" wheelchairs has not only left them in debt to some Jamaican thugs, but also in the custody of the police, with Judge B. Bennett Galloway (KEITH DAVID) sentencing the two to 5,000 hours of community service. That means Durrell can't leave the state and must come up with his ex-wife's rent to keep her from moving, while LeeJohn needs to reimburse the thugs or else.
While facing that dilemma, they're distracted by the sight of Tianna Mitchell (MALINDA WILLIAMS) and her tight skirt that leads them into the local church. She's the adult daughter of Pastor Mitchell (CHI McBRIDE) who, along with Deacon Randy (MICHAEL BEACH), is considering moving the congregation from its inner-city location to the presumably safer suburbs.
That isn't sitting well with church secretary Sister Doris McPherson (LORETTA DIVINE), choir director Rickey (KATT WILLIAMS) or other members, but that disagreement isn't what's gotten Durrell and LeeJohn's attention.
Instead, it's mention of the money the church has raised, and it isn't long before LeeJohn convinces Durrell that they should rob the place. When they attempt to do that, however, a series of comedic complications interrupt their plan, forcing them to take various members hostage as they try to get their hands on the money.